Practical retirement income planning — built for real life.

Meet John T. Davis, CFF®

I help people approaching retirement simplify decisions and create a plan that’s easy to understand and easy to follow. Most families don’t need a 60-page report — they need clarity, priorities, and a paycheck plan they can stick with.

My work is centered on building dependable income, reducing “sequence of returns” risk, and coordinating the moving parts (Social Security, pensions, retirement accounts, and taxes) into one clear picture.

What we do (in plain English)

• Turn savings into a retirement paycheck plan (not just a rate-of-return guess).
• Coordinate Social Security (including spousal and survivor considerations).
• Help with rollovers from 401(k)s, 403(b)s, and IRAs when it’s appropriate.
• Stress-test the plan so market swings don’t derail retirement.

Our simple planning process

Serving Arlington Heights & nearby communities

Arlington Heights, Palatine, Mount Prospect, Rolling Meadows, Buffalo Grove, Schaumburg, Hoffman Estates, and surrounding Northwest Chicago suburbs.